Date: Mon, 27 Feb 1995 04:12:39 -1000 From: dhiggins@bfsec.bt.co.uk (Declan Higgins) Message-Id: <3ismkn$os5@pheidippides.axion.bt.co.uk> Organization: BT Labs, Martlesham Heath, Ipswich, UK Subject: Kite Insurance -- Hi, I know this has come up many times in the past but ..... Has anyone in the uk managed to come up with a company that will provide kiters,buggiers with insurance at reasonable rates ? TIA Declan Declan Higgins - dhiggins@bfsec.bt.co.uk BT Belfast Enginerring Centre ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ "Mihi crede, hoc mihi magis quam tibi nocet" ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Mon, 27 Feb 1995 12:37:42 -1000 From: andrew@tug.com (Andrew Beattie) Message-Id: Organization: /usr/lib/news/organisation Subject: Re: Kite Insurance dhiggins@bfsec.bt.co.uk (Declan Higgins) writes: >Has anyone in the uk managed to come up with a company that will >provide kiters,buggiers with insurance at reasonable rates ? For kites, seek out a local club - most have policies for members. For Buggies, The British Buggy Club (mell@buggy.demon.co.uk) will cover you, for (as a UK resident) buggying anywhere except the USA for 10 pounds per year. It'll cover non-UK residents for buggying in the UK only. In the USA, Buggy insurance is available for events (subject to conditions) through the AKA. Andrew -- /-\ () >< () |\/| () >< () /-\ o /\ Kite Jumping: Read the Kite FAQ's: ftp.hawaii.edu:/pub/rec/kites/faq |_ \/ If you want For sale: Prototype Keelless Rowlands Flowform. US$80 (_\ to fly, use a Kite Fliers Site: http://www.kfs.org/kites andrew@tug.com Hangglider = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Tue, 28 Feb 1995 05:45:46 -1000 From: earlyd@sugar.ee.byu.edu (David Early) Message-Id: <1995Feb28.084501@sugar.ee.byu.edu> Organization: BYU ECEn Dept Subject: Re: Kite Insurance |> In the USA, Buggy insurance is available for events (subject to conditions) |> through the AKA. Just a curiosity question, but what is being insured? Does my health insurance not cover kite realted injuries? Dave Early earlyd@newt.ee.byu.edu = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Tue, 28 Feb 1995 18:11:42 -1000 From: windwiz@rain.org (Dan Rubesh) Message-Id: <3j0s5u$gjg@coyote.rain.org> Organization: the RAIN Network Subject: Re: Kite Insurance In article <1995Feb28.084501@sugar.ee.byu.edu>, David Early wrote: > > >|> In the USA, Buggy insurance is available for events (subject to conditions) >|> through the AKA. > > >Just a curiosity question, but what is being insured? Does my health insurance >not cover kite realted injuries? > > >Dave Early >earlyd@newt.ee.byu.edu It's not the damage you do to yourself that's of primary concern.. Your health insurance should cover that.. The larger concern is the damage that _you_ may do to other persons/property with your kite/buggy.. On a large dry lakebed there's probably a low chance of incident, but if you're buggying on even a lightly populated beach or park and some kidlet steps out in front of you.. Or you clothesline an innocent bystander with 300# Spectra, or... -- Dan Rubesh GO Wind Wizard windwiz@coyote.rain.org FLY A P.O. Box 5747 danr@crash.cts.com SPORT KITE Ventura, CA 93005 (805) 659-5769 (voice & fax) T.B.N.K. Member: AKA & KTA = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Tue, 28 Feb 1995 20:00:06 -1000 From: andrew@tug.com (Andrew Beattie) Message-Id: Organization: /usr/lib/news/organisation Subject: Re: Kite Insurance earlyd@sugar.ee.byu.edu (David Early) writes: >|> In the USA, Buggy insurance is available for events (subject to conditions) >|> through the AKA. > >Just a curiosity question, but what is being insured? Does my health insurance >not cover kite realted injuries? Sorry, we're talking about 3rd party insurance here... The only insurance I know of that covers more than that is the White Horse Fliers I *think* that their insurance covers hurting *yourself* if you are a member, flying at a White Horse event. I think that for insurance they treat flying as a business and have a sort of "industrial injury" cover, where if you hurt yourself while doing your job, you can claim. White Horse tend to fly big single-liners at most of the UK festivals. Andrew -- /-\ () >< () |\/| () >< () /-\ o /\ Kite Jumping: Read the Kite FAQ's: ftp.hawaii.edu:/pub/rec/kites/faq |_ \/ If you want For sale: Prototype Keelless Rowlands Flowform. US$80 (_\ to fly, use a Kite Fliers Site: http://www.kfs.org/kites andrew@tug.com Hangglider = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Tue, 28 Feb 1995 22:37:37 -1000 From: travell@comics.enet.dec.com (I want to Go Fly a Kite!) Message-Id: <9503010837.AA10753@vbormc.vbo.dec.com> Organization: Harvard University Office of Information Technology Subject: Re: Kite Insurance >Just a curiosity question, but what is being insured? >Does my health insurance not cover kite realted injuries? The usual kite insurance in the UK is third-party liability, covers damage to *Other* people and property caused by your kite or any part thereof. I cannot speak for insurance in countries other than the UK. John Travell. Solent Kite Flyers is a NEW Kite club based around Southampton, UK, Contact me by Email "travell@comics.enet.dec.com" for further info. = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Wed, 1 Mar 1995 13:51:49 -1000 From: hayden1009@aol.com (Hayden1009) Message-Id: <3j31al$grn@newsbf02.news.aol.com> Organization: America Online, Inc. (1-800-827-6364) Subject: Re: Kite Insurance Dave Early writes... >...what is being insured? Does my health insurance not cover kite > related injuries? >From what I've read, my understanding of the AKA kiting insurance is that it is a liability insurance protecting anyone/thing you and your kite might damage for the US. I don't believe that it covers the flyer themself; unless they were injured by another AKA flyer and I'm not sure that it even covers Canada.. Alice Hayden 8^) = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Thu, 2 Mar 1995 04:43:12 -1000 From: lomond@aol.com (Lomond) Message-Id: <3j4li0$q63@newsbf02.news.aol.com> Organization: America Online, Inc. (1-800-827-6364) Subject: Re: Kite Insurance Regarding the recent question about the AKA liability insurance policy and its coverage outside the USA, I just checked with our insurance agent and the policy does provide coverage for fliers in Canada, USA, and all US territories and possessions. Sanctioned events in those areas are also covered. Mel Hickman AKA Executive Director = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Tue, 7 Mar 1995 09:46:31 -1000 From: MKF@ind3x.dircon.co.uk (Jim White) Message-Id: <10e_9503072300@ind3x.dircon.co.uk> Organization: ind3x Subject: Kite Insurance From: Jim.White@Ind3x.dircon.co.uk (Jim White) Subject: Re: Kite Insurance earlyd@sugar.ee.byu.edu (David Early) writes: DE> Just a curiosity question, but what is being insured? Does my health DE> insurance not cover kite realted injuries? Very good question. Probably only *your* health is insured, not the heath of others. One kiteflier recently contacted his house insurance brokers, who said that he is covered by a public liability policy if he injures another whilst flying a kite. (Wait until he claims, though!!) Of the clubs that have insurance in the Uk, you, personally, will not claim off the insurance, but the injured party will. If someone injures you, and they are not insured, you could claim off your own insurance. Property and personal possessions are not insured. Damage or loss of your kite is not covered. As Secretary of The Midlands Kite Fliers I can reliably inform you that the club insurance covers every club member (including all family members) for: Public Liability Insurance ( i.e. you injure someone else, whether it be a member of the public or another kite flier) for up to 2 million pounds. Whenever or where-ever you are flying your kite for pleasure. (Even in your own local park, or an orgainised event, fly-in, Festival etc.) anywhere in the world. Exceptions are - Not whilst piloting a kite buggy, or flying dangerously over people, animals, cars, buildings etc. and the first 250ukpounds. This policy is in force at all times, unless a larger amount of cover is being provided by another company. (Such as a festival p/liabily policy). Julie White - Secretary of The Midlands Kite Fliers (01332 669203) or Jim.White@Ind3x.dircon.co.uk +-----------------------------------------------------------+ | ind3x.dircon.co.uk in Nottingham, England /_ _|_ | | // || |_|\/ | | "...Slave to the hormone, body and soul..." // ||_|_|/\ | +-----------------------------------------------------------+ = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Wed, 8 Mar 1995 03:37:59 -1000 From: Sean Doyle Message-Id: <3jkbvn$me2@gate2.gdc.com> Organization: General DataComm, Inc. Subject: Re: Kite Insurance I have a question as to how event organizers handle insurance for their events. Especially fun flies and regularly scheduled monthly flies that kite clubs sponser. At these less formal events there is no registration and no way to control or know who is an AKA member and who is not.These events are very informal but the liability risk is still there and legally an injured person can sue the owner of the property, the flier that caused the injury, the group sponsering the event, and any member of the sponsering group (plus countless others no doubt). Granted group members being sued is way down on the food chain but I'm curious if any clubs have special insurance or if AKA's insurance would cover an AKA member in this case. Or if AKA has any coverage for clubs. I realize this is a question that should be directed to someone at AKA but there are enough current and former officers out there maybe I can get an answer. And maybe the other clubs have already dealt with this question. Sean Doyle Connectikiters, Brd of Dir. = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Wed, 8 Mar 1995 01:25:22 -1000 From: MKF@ind3x.dircon.co.uk (Jim White) Message-Id: <1d7_9503081822@ind3x.dircon.co.uk> Organization: ind3x Subject: Kite Insurance From: Jim.White@ind3x.dircon.co.uk (Julie White) Subject: Re: Kite Insurance andrew@tug.com (Andrew Beattie) writes: > Sorry, we're talking about 3rd party insurance here... The only > insurance I know of that covers more than that is the White Horse > Fliers I *think* that their insurance covers hurting *yourself* if you > are a member, flying at a White Horse event. Sorry Andrew, but I understand the WHKF insurance to be very similar to the one for The Midlands Kite Fliers. We are not covered if we injure ourselves whilst flying a kite (or three!) but we are covered if we hit another club member. (this was not the case in the past, we found out last year). > I think that for > insurance they treat flying as a business It does seem to be true that the insurance company treat the club as if it was a business. Many new kite groups are having trouble getting insurance, especially if they have only a few members. MKF paid out 195uk pounds this year, but it is a pretty good policy. Julie mail me at jim.white@ind3x.dircon.co.uk +-----------------------------------------------------------+ | ind3x.dircon.co.uk in Nottingham, England /_ _|_ | | // || |_|\/ | | "...Slave to the hormone, body and soul..." // ||_|_|/\ | +-----------------------------------------------------------+ = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Date: Wed, 8 Mar 1995 09:12:17 -1000 From: sasaki@netopd.harvard.edu (Marty Sasaki) Message-Id: <3jkvih$kqs@netope.harvard.edu> Organization: Harvard OIT Network Services Subject: Re: Kite Insurance I just remembered something that will be of interest to the clubs in the USA who are affiliated with the AKA. At one of the board meetings, it was decided that a club could ask for sanctioning for all of their monthly club events for a single sanctioning fee and with one time approval from the AKA. This should cover most of the liability claims that might be filed against a kite club. Contact Mel Hickman and AKA central for details on how to do this... -- Marty Sasaki Harvard University Sasaki Kite Fabrications sasaki@noc.harvard.edu Network Services Division 26 Green Street 617-496-4320 10 Ware Street Jamaica Plain, MA 02130 Cambridge, MA 02138-4002 phone/fax: 617-522-8546 = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = =